Smooth payments for SaaS
Creem is the Merchant of Record & Financial OS for SaaS, AI & modern companies with the most competitive pricing on the market.
🤝 Split revenue per product with partners anywhere, no headaches.
💳 Sell with subscriptions & one-time payments, license keys, downloads, discounts codes, trials.
🤖 AI assistant that knows your customers and business data.
🌍 Get paid in 80+ currencies, 100+ countries & stablecoins.
This is the 2nd launch from Creem. View more
Creem 1.0
Smooth payments for SaaS
🤝 Split revenue with partners anywhere.
🌍 Get paid in 80+ currencies, 100+ countries & stablecoins.
🤖 AI assistant that knows your business data.
💳 Sell with subscriptions & one-time payments without Tax headaches.
Free
Launch Team / Built With
the gist of
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Creem
Hey Product Hunt 👋
I’m Gabriel, co-founder of Creem.
Today we’re launching Creem 1.0 — and this one feels special.
Why we started Creem
As SaaS founders, we kept losing time and money dealing with:
Payments in different markets
Sales tax and compliance
Global payouts
Instead of building our product, we were stuck acting as accountants and lawyers.
Small teams can now achieve what used to take entire departments — but finance tools weren’t keeping up.
What we imagined from Day 1
Our big idea was revenue splits 🤝 — making it effortless for founders to share revenue with partners, collaborators, or affiliates.
But before we could launch that vision, we needed to build a solid foundation:
Payments that just work
Built-in compliance and tax handling
Scalable subscriptions and monetization tools
Now, with Creem 1.0, we can finally unlock that vision.
What Creem does today
Creem is a Merchant of Record + financial OS for SaaS, AI, and digital businesses.
In plain words: we take care of payments, taxes, and global payouts — all in one place.
Here’s what that means:
🤝 Effortless revenue splits – share income with partners automatically, no spreadsheets.
Global & compliant from day one – we handle taxes, fraud, and sales tax for you.
Get paid everywhere – 80+ currencies, stablecoins, payouts to 100+ countries.
Built for founders – SaaS teams, AI startups, indie hackers who don’t want to juggle tools or red tape.
Smart insights with AI – your personal CFO that understands customer and payment data, highlights trends, and answers your questions.
What’s next
We’ll be here all day to answer questions, hear feedback, and learn from you.
To our early beta users — thank you for pushing us to get here.
This is just the beginning.
Let’s build the future of SaaS finance together. 🚀
— Gabriel & the Creem team
Scade.pro
@sudoferraz congrats team!
Creem
@nastassia_k Thank you Nastassia!
If you have any questions, we are hanging around the whole day to support the community!
Let me know if there's anything you would also like to see in future updates! 😊
Scade.pro
@sudoferraz Congratulations and good luck for today 🍀
Creem
@maria_anosova Thank you Maria! Let me know if there's anything you would like to see on the platform or in future releases!
Visla
@sudoferraz Freaking awesome!!!!!!! 💪🙏
Creem
@mogabr Thanks Gabe! Appreciate the kind words!!
Let me know if there's anything you would like us to build! We are hanging around in PH the whole day today vibing with the community! 😊
@sudoferraz Congrats Gabriel on your launch, you solved a real world probelm and I really appreciate you for that. All the best for your journey !!!
Creem
@asim_junaid_awesome_asim_ Thank you for the kind words Asim! Let me know if there's any other problems you think we should be looking at, and will be happy to support further!
@sudoferraz Creem 1.0 looks like a real game-changer for SaaS and AI founders especially the built-in compliance, effortless revenue splits, and global payouts. Finance and payments are often the biggest distractions for startups, so it’s exciting to see you tackling this head-on and making it simpler for small teams to scale.
Flowmapp
Really happy to hunt this product!
Cause WE NEED SMOOTH PAYMENT SOLUTION for our Saas and AI products, hah?
I don't know about you guys, but I am preparing to become Creem's client soon.
LFG 🐋
Creem
@mituhin love the energy! We’re totally with you, smooth payments are exactly what we’re here to deliver for SaaS and AI products. Can’t wait to have you on board as a Creem client soon 🙌
What’s the #1 pain point in your current payment setup that you’re most excited to solve with Creem?
Flowmapp
@jason_pijnaker fees (of course), payout options (stablecoins are cool), TAX stuff
Creem
@mituhin totally agree fees are always top of mind 😅 and we’re excited to support flexible payout options like stablecoins. Tax stuff can definitely be tricky, which is exactly why Creem handles it for merchants so they don’t have to worry. We'll be waiting for Flowmapp as our next customer!
Flowmapp
@jason_pijnaker perfect!
Aaply
Just yesterday, I saw a heated discussion about payment systems for SaaS on one social media platform. People had many concerns about every option on the market. Creem is highly competitive and has a lot of potential in this niche. Happy launch, guys! 🥳
Creem
@sofiaisonfire - thanks for your comment
We noticed the same thing — most payment solutions come with a long list of trade-offs, and that’s exactly what motivated the team to build Creem. The goal is to take speed, fees, and usability off the worry list so SaaS founders can focus on scaling their product.
Out of curiosity, when you were following that discussion, what pain point stood out to you the most?
Aaply
@giovanni_braghieri Mostly, high fees and technical difficulty without strong support to help with that. Generally, people don't think that those systems provide value to match the price.
Creem
@sofiaisonfire — payments are notoriously complex behind the scenes, which is why they often come with high costs. At Creem, we cut through that complexity to make payments seamless, while delivering best-in-class customer support.
See you on the platform!
minimalist phone: creating folders
Hey guys, this looks like a great tool, founders will have fewer arguments! :D
The first thing that comes to my mind is this: Will it also be applicable, for example, when a company goes public and shareholders from the global market come into play (I mean Initial public offering)? Or does it only apply to scenarios where companies remain privately owned?
minimalist phone: creating folders
P.S. Do you have a LinkedIn page? I think that this one channel would be strong for you ,but I cannot find it on the website. :)
Creem
@busmark_w_nika - here is Creem's LinkedIn page
minimalist phone: creating folders
@giovanni_braghieri TY!
Creem
@busmark_w_nika — thanks for your comment.
Our vision at Creem is to build a financial OS for companies of every size. We believe small teams can achieve outstanding results, and we’re excited to support successful companies — whether private or public, large or small.
With the rapid advancement of AI, do you think a one-person unicorn could become a reality?
minimalist phone: creating folders
@giovanni_braghieri Can become, but competition will be huge, and more likely companies with more people (knowledge, resources, etc.) will be successful. People with good skills in the arsenal are a resource.
Creem
@busmark_w_nika - very interesting!
Do you think we’re entering a new wave of companies being built, or will incumbents manage to hold on to their market share?
minimalist phone: creating folders
@giovanni_braghieri Maybe only my POV, but something new happens so probably will see new companies, structures, alliances. :)
Great going, Congratulations team on the launch
Creem
@debarghyaroy Thanks a ton! 🙌 If you could see us expand one thing in the product, what would you pick?
Congrats on the launch, @sudoferraz ! Love how you’ve framed revenue splits as the core vision, that’s a real pain point for SaaS and AI teams.
Aas you scale, do you see Creem becoming more of a backend for other SaaS tools (like Stripe but with compliance + splits baked in), or do you want it to stay as a standalone financial OS?
Creem
@lina_huchok Hey Lina! Love how you deconstructed our vision so simply and straightforward!
That's exactly what we are looking to do!
And I would even add that we would become their ops backend, with much more functionality to come and take out from their busy plates!
With that said, is there anything in specific you would love to see us solving with Creem? We are looking for those hard problems to solve! 😎
Hey, looks good. Which service is your main competitor? Lemon Squeezy?
Creem
@michael_vavilov - thanks for your comment.
You’re right that Lemon Squeezy overlaps with what we offer today, but our roadmap is much more ambitious - we’re building a full financial OS for new companies.
Curious, are you currently using Lemon Squeezy?