Habitual Money

Name: Habitual Money
Rating: 5.0 (8 reviews)

Track your spend across Venmo, Amazon & daily transactions

5.0•8 reviews•

26 followers

Track your spend across Venmo, Amazon & daily transactions

5.0•8 reviews•

26 followers

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Graduate from spreadsheets and train your financial muscle 💪 Effortlessly track and categorize your spend across your Amazon, Venmo and daily transactions 👌 Personalize everything via custom categories and automate your money via our smart-rule engine ✨

Free Options

Launch tags:Fintech•Money•Personal Finance

Launch Team

ClarifyThe Full-Stack AI CRM that replaces 5 tools

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Peach

Maker

Huge thanks for hunting us @ryangilbert 🙌 👋 Hey PH! My name is Mahir and I’m one of the co-founders behind Habitual Money - www.habitual.money Quick backstory I’ve used nearly every budgeting app out there and I always find my monthly reports to be completely inaccurate unless I manually review and re-categorize every single transaction. This process is always tedious and painful - requiring multiple open tabs and discipline that I simply don’t have 😅 So I decided to build an app for myself that is designed from the ground up to easily categorize my transactions on the fly; and have since teamed up with @marius_chawa and @jordan_cheong to bring it to you! How does it work? Habitual takes a transaction-first approach to your finances. Our goal is to make it super easy for you to recognize every transaction, and assign it to the right category so you can see where your money is actually going 🎯 We’ve taken the essence of spreadsheets and put in a beautiful app that anyone can use. We make it super easy for you to: 💨 Review your spending in seconds. 🏆 Stick to your budget. 🤑 Track your true take-home income & savings. ⚡️ Auto-assign categories via our smart-rule engine (similar to gmail filters). 🤝 Integrate with your Venmo & Amazon accounts. 🚨 Spot and stop fraud. 🔔 Set daily reminders. 🏦 Connect all your bank & credit-card accounts. In short, we enable you to build strong money habits. Pricing & PH Promo We are currently opening up our beta to the public and haven’t started charging yet - so it's free until then 😎 However, if you sign up within the next 48 hours (between 3/3-3/4), we will automatically apply a 50% off for the first 3 months when we do! We will also offer a free year for students & medical residents 🎓 FAQ You want me to manually categorize everything? How long does that take? - On average, our users categorize their transactions in under 40 seconds. Smart rules take care of all the heavy lifting - allowing you to focus on the one-offs. We like to think of Habitual as the Superhuman for your finances. Are you available on iOS & Android? What about desktop? - Yup! We are available on both app stores today for USA users only. We don’t have a desktop version yet but it's definitely under consideration. Who do you use as a bank aggregator? - We currently use Plaid which works with most US banks. We would love to expand to other regions someday but are a small bootstrapped team of 3 today. – We’re really excited to hear what you guys think! Feel free to drop us a line in our active Discord (https://discord.gg/6E8nbsuUx7) or down in the comments below - we are very open to feedback & feature requests. Happy to answer any questions you may have 🤗

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4yr ago

Cashews for iOS & Android

?makers Congratulations on the launch. We’re in the similar personal finance niche, so I’m wondering how did you validate the idea? The users actually wanted to categorize every transaction? 💪

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4yr ago

Peach

Maker

Thanks @galaxyx7! Were starting by focusing on users that are currently spending 1-3 hours a month managing their budgets on spreadsheets. We plan to take our learnings from these superusers and apply it to a much broader audience. Happy to chat more offline, feel free to reach me at mahir@habitual.money!

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4yr ago

Hey Habitual Money team! The progress you made in the last few months is incredible. I remember early wireframes and notion specs, so seeing it now on product hunt makes my heart soar! LFG!

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4yr ago

Peach

Maker

Thanks @dcedrych!! Couldn't have done it w/o you 💪

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4yr ago

PMToolsAI

I've been tracking my expenses on spreadsheets for the last few years. This looks like a lifesaver. Congrats on the launch!

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4yr ago

Peach

Maker

Thanks @pranay_shetty - we tried to take the essence of spreadsheets and put it into our app!

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4yr ago

Congrats on the launch @mahir @marius_chawa @jordan_cheong! Love the app features and downloading it right away!

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4yr ago

Habitual Money

Maker

@mahir @marius_chawa @ak_k1 Thank you so much for the support. Looking forward to you trying out Habitual!!

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4yr ago

Peach

Maker

Thanks for the support @ak_k1 🙌 Do let me know what you think of the app!

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4yr ago

Lean Finance

I've known Mahir since college. Bright as they come. Excited to see someone I know post on PH. Definitely going to download this app as I navigate to help with budgeting & expenses as I navigate my adulthood - marriage, mortgages, & adulthood! Congrats, Mahir!

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4yr ago

Peach

Maker

@baoweezy24 Woooooooo!!!! Thanks Bao hope you like the app buddy!

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4yr ago

I've been following Habitual Money's journey since its inception and the team's ability to execute has been exceptional. They have identified a clear and growing market of young adults in need for a mobile-first budgeting solution to bring visibility and peace of mind to a rapidly changing financial landscape. The product is evolving very quickly and the monthly email updates are packed with progress. I'm looking forward to seeing this app in the hands of more people!

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4yr ago

Peach

Maker

Thanks for all the support and critical feedback @thanksmeatcat!! 🙌

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4yr ago

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5.0

Based on 8 reviews

Review Habitual Money?

Habitual Money is praised for its ease of use and effective categorization engine, which minimizes manual bookkeeping. Users appreciate its ability to track expenses across platforms like Venmo and Amazon, making it a valuable tool for managing personal and business finances. The app's insights have helped users make actionable changes to their spending habits. Many users have transitioned from other financial apps, finding Habitual Money quicker and more intuitive. The app's customization options and community-driven development are also highlighted as significant benefits.

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Habitual Money

Track your spend across Venmo, Amazon & daily transactions

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