Method Financial

Embed debt repayment into your app in minutes.

21 followers

Embed debt repayment into your app in minutes.

21 followers

Visit website

Unified API

Method (YC S19) allows you to easily pay any of your users' debts – including credits card, student loans, car loans, and mortgages – all through a single API.

Free Options

Launch tags:API•Fintech•Payments

Launch Team

LightfieldAI-native CRM that builds itself and does work for you

Promoted

Method Financial

Maker

Thanks @mwseibel for hunting! 🎉 Hi Product Hunt, I'm Jose one of the founders of Method Financial 👋 😵 The Problem — My co-founder @mdelcarmen and I created GradJoy, a student loan management app. One of our biggest challenges was integrating a way to pay our user’s student loans. Some solutions included manually sending checks, or screen-scraping user’s financial accounts. 👎 After our inability to find a fast, robust and startup-friendly solution, we decided to build it internally. 🧑‍💻 🚀 The Solution — A single API to add bank transfers and debt repayment to your app quickly. We do the hard work so you can go live in an evening of coding! How Method works in your app: ➡️ You onboard your users onto Method. ➡️ Link your users’ ACH / Liability (“student loans, credit cards, etc”) - use our Method.js link to securely collect PANs & sensitive account numbers. ➡️ Done! You can now start moving money on behalf of your users and their accounts. We built Method to be the API we would have wanted when building GradJoy. We'd love to hear all your feedback, comments and ideas. We'll be around throughout the day to answer your questions!

Report

5yr ago

Helpdesk by LabiDesk

@mwseibel @mdelcarmen @josebet1 Great product! Congrats on the launch 🚀

Report

5yr ago

Method Financial

Maker

@bochkovaleks Thanks Aleks! Appreciate all the support.

Report

5yr ago

Lendflow - Credit Decisioning Engine

Awesome product! Shocked nothing like this was out there before, makes moving money so much easier. Excited to see what is built on the platform!

Report

5yr ago

Method Financial

Maker

@jon_fry Thanks Jon! Appreciate all the support since the earliest days.

Report

5yr ago

Wow!! easy to use, this saves us from increasing bad debts.

Report

5yr ago

I just tried and i love it Automatic KYC and AML verification! Amazing

Report

5yr ago

Method Financial

Maker

@petar-petrovic Thanks Petar! I'd love to see what you build.

Report

5yr ago

ChoiZY

@petar-petrovic Wow! This is really a timesaver.

Report

5yr ago

Yes its amazing!

Report

5yr ago

Safely Finance

Love the simplicity of initiating payments!

Report

5yr ago

Method Financial

Maker

@jsoncorwin Thanks Jason! Our focus is to make Method as developer friendly as possible. 🚀

Report

5yr ago

Thank you for sharing this financial method. Recently I understood that financial education is essential. I had normal life and spent money on things I didn't need because I was sure that I would make more money. Recently I lost my job, and I am blaming myself that I wasn't saving any money. Now I am in debt and don't know what to do with my life. First of all, I understand that I need to find how to pay off debts quickly because I know that if I don't pay them on time, I will have very big problems.

Report

5yr ago

Helpdesk by LabiDesk

Easy to use and helpful product! I love it!

Report

5yr ago

Method Financial

Maker

@ivanna_wendel Thanks Ivanna, appreciate the support!

Report

5yr ago

An API that further empowers predatory lending practices

Report

5yr ago

@ravi_bajnath quite the opposite - this efficiency enables a new generation of lenders to compete with traditional players and fight predatory practices

Report

5yr ago

@alexandr_matsenov So what you're saying is that this app makes it more efficient for smaller oppressors to compete with larger oppressors in order to profit from usury from the oppressed? Lending private capital implies that it was accumulated by dispossession (from labor) and enforced by violence (State-backed repossession models). You won't find the benefactors of this API to ever consider including/using a debt jubilee feature, because it's inherently predatory and efficient at doing so.

Report

5yr ago

1 2

Reviews