The best alternatives to Valha are Alpaca, Blume.fi, and SmartCredit.io. If these 3 options don't work for you, we've listed a few more alternatives below.
Alpaca helps you to trade stocks, options & crypto with algorithms, connect with apps, and build investing services with an easy-to-use API. We support over 25k+ active developers and 150+ global investing app partners. 🦙❤️
Blume enables users to earn guaranteed interest rates on their favorite DeFi protocols. Blume provides an API that allows protocols to easily turn their existing offerings into fixed-term deposits with guaranteed interest rates.
SmartCredit.io is an AI-driven self-custodial neobank with 20'000 crypto users.
Services:
- Fixed-term, fixed-interest-rate collateralized loans
- Personal Fixed Income Funds
- Effective use of Collateral via the Positions Monitoring System
- AI-driven predictive Crypto Fraud Score - via https://chainaware.ai
- AI-driven Crypto Trust Score - for crypto lenders via https://chainaware.ai
- AI-driven Transaction Monitoring for crypto service providers - via https://chainaware.ai
- Fiat on-off-ramp
DimeFi lets you earn DeFi-powered stable high yield at 12% APY with the simple push of a button. Interests are compounded and paid daily, and you start earning with a minimum of $5. Learn more at https://dimefi.com