Sway Alternatives

We started Petal to allow more people to access safe, modern, affordable credit and start building their financial lives. We developed technology to help more people qualify for cards, using bank statements in addition to credit scores.

Falsely advertised as a “no fee” card and then began charging fees after two years of on time payments and <10% credit utilization rate. Avoid at all costs, they take advantage of people with little credit history.

Tally Technologies, Inc. The company's smartphone app helps its users pay down their credit card debt, based on an analysis of their personal financial profiles and a new line of credit it provides with a lower interest rate.

VITAL rewards you based on how many friends you sign up. You also get credit for everyone your friends bring in and even their friends too! Your VITAL Score determines how much cash you earn every month. The more you share, the higher your score grows.

Say goodbye to card transaction fees