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The best alternatives to Zopa are PayPal, Qonto, and LendingCrowd. If these 3 options don't work for you, we've listed a few more alternatives below.
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Best alternatives to Zopa
  • New Money gives you more control over your funds so you can spend, send, and receive the way you want. See what’s possible. For help, tweet us at @AskPayPal.

  • Modern banking for SMEs and freelancers. Qonto provides a fully featured business account with a simplified accounting flow.


  • Bankiom is kind of Expedia for your money Track all your money Send money like texting Grow your wealth like a pro in a fun way Your mission if you choose to accept it is to catch our bugs & provide your feedback Let’s change the world one account at a time!

  • Atmos Financial helps you or your company spend & save while your money funds solar energy. Zero fees, big-bank-beating interest, and a precise map of where your money is funding solar loans. Industry leading mobile & web apps make sure you always have access to your money at home or on the go. Atmos offers: - Personal Checking Accounts - Personal Savings Accounts - Personal Solar Loans - Joint Checking Accounts - Joint Savings Accounts - Commercial Savings Accounts - Commercial Solar Loans

  • A 100% digital bank that makes it easy for you to manage and make the most of your money. The Lunar app is designed to give you financial zen; to help you afford more, create the best possible future and fulfill your dreams.

  • The age-old concept of chit fund is now democratised and on your phone within your trusted network of family and friends. The Money Club android mobile app where trusted peers fund peers through this age-old financing mechanism. On this app, you can pool up money within your trusted circles and pick the pooled amount when you need it the most.

  • Memo Bank is the bank we wish we’d had by our side in our previous endeavors: a bank that values entrepreneurs, that understands them and is equipped to help them.