Armin Zmajevac

Qoins has helped me pay off my credit card debt faster than I imagined I ever could. The savings on the high-interest​ rate is the best part for me; extra payments really do make a big difference. Pros: Very effective. You just set it and forget it and watch your debt disappear​. Cons: Not every bank is supported for roundups, but their Smart Savings feature combats this very well.