Gregory Schulz

Walk me through the worst-case scenario. I borrow $50K, quit my day job, but my new venture never gets going. I finally run out of cash in the middle of a recession, and have trouble landing a new job, and when I do, it doesn't pay as well as my old one. Does Paintbrush garnish my wages? Try to take my house? Sell the debt to a collection agency?

I love that Paintbrush helps founders avoid the worst new venture trap: a cluttered cap table. I've seen so many founders invite too many, or the wrong kind, of people onto their cap table in order to get their idea off the ground. Invariably, these cap tables have to be cleaned up in order to make future growth possible. Most founders don't know this at the outset, but getting someone off a...