Do you believe that cryptocurrency is the future of money?

It absolutely will become the future of money, but not for a very, very long time. Just as we no longer throw physical coins at each other it will become meaningless to us all to have currency denominations. The optimist in me would set the over/under at 30 years. I'm guessing a bit later. That said, it's one thing for consumers to embrace a technology, but it's entirely different for governments. Policy makers need to gain the understanding necessary to execute a non-trivial movement. They also need to see clear incentives. Who knows when that'll happen. 100 years from now? What makes me way more excited is the underlying technology. If this system could be bullet-proof--which is absolutely critical to becoming 'the future of money'--why couldn't we make a political election so? What else can we do? It's pretty nifty stuff.

My thoughts are that it won't be. I think it'll help drive cashless systems and question our current financial system. Not that I'm against it being a form of mainstream money. But I can see a lot of financial sectors using the technology to supplement their existing tech to enhance it. There's a lot of people overhyping it in the industry obviously to drive Bitcoin's price but it's hard to change the mindset of older generations who still believe cash is king.

Not necessarily, it can be one of many choices, the roll of cryptocurrencies is multifaceted, I do believe Blockchain Money will be the future of Money, that does not mean cryptocurrencies not even stable coins. Since only Nation States can control the creation of currency a.k.a 'money' and monetary policy thus far. We will have and do have today, community money and with a Network Society, we begin to see the appearance of Social Money... a more complex idea since Social Currency is the actual Network Societies that are build by social media like tweeter, facebook and others.

I was giving this a lot of thought in the past, I believe that in 20 years we can see it as a standard in online shopping like a safer option oppose to credit cards. But with banks all across the globe constantly implementing new payment option and governments loving to keep the eye on every penny I am not so sure. Also, coming from Serbia, a country where online shopping is just developing, where a lot of people still prefer cash to credit cards I am not sure that I will live to see cryptocurrency being used in everyday life even if it becomes standard in other places. And I don't think that any government is okay with the idea of not being able to track money, especially when it comes to people sending money to/from another country.

It's the future something, not sure if it will ever completely replace our current systems.

It will hardly replace the system entirely, though it may complement it for sure.

Someday you might even get funding or loan through cryptocurrency to buy a house or some assets.

Not directly. At least in the mid-term, replacing fiat on a large scale would be next to impossible. If it were to happen, it would likely need to be a coin that had a large amount of stability in price. Most cryptocurrencies are too volatile to operate as a large scale medium of exchange. However, blockchain technology itself will certainly become an integral part of value exchange. Either for the direct transfer of fiat funds to minimize expense and maximize security, or as a better way to manage contracts/loans etc.

An Outstanding option for imbalanced social, economic and political presence at varied times , more likely in near future ..... so options are always for those who actually opt and know timely how to get benefit either monetary or by monetary process.... I believe its better version of holding money resources which will make you strong rather than showing strong financially. More the area of calculation more the choices get averaged and comes out in best shape.