I'm curious. Do you prefer monthly or annual billing for a SaaS product subscription?

There could be even more factors to make a decision here. Is the pricing per user or per "some other number"? How confident I feel in the product to invest a year worth of budget into it? How has been my team's experience using the product or even a competitor's product? Because in my company, we use several technology subscriptions. Some are monthly, some are annual.

Depends on the product, but for personal tools, unless I'm a power user and I'm sure I'd use it for the year, I wouldn't go for annual pricing.

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It depends :D Because some products you need to have just only for a few uses (in that case – monthly – or when I want to test it). When I know, it is a long-term thing, probably Annual (or would be up for a lifetime plan).

I prefer monthly, monthly subscriptions offer more flexibility. If you're unsure about the long-term use of the product or if your needs might change, a monthly subscription allows you to cancel or change plans more easily.

Depends if I already know the product. If I don't, I might want to do a few months on monthly and when I'm sure it's going to be useful then I'd go annual :)

I prefer annual billing for a SaaS product subscription because it often comes with a discount and simplifies my budgeting. However, monthly billing can be more flexible for short-term needs or testing out a service.

Depends on what I expect to get from the product and within what time frame, but in general, I definitely prefer a monthly subscription, because I tend to lose interest in a product rather soon (or because my priorities change fast) :/ I might consider a quarterly subscription though if the product is going to help me achieve a harder goal (e.g. learn a new language or master a new skill) The only time I got an annual subscription was for a memory and attention training app, but because the yearly discount was really huge and so was the expected benefit.

Start with monthly, spend few months to see if the product is a good fit, and if so, then move to annually to save money.

If it's above ~$20/year, monthly Unless, I'm 100% sold on the service. In my case, it's educational apps like Duolingo or Brilliant