Is it worth paying for the premium version of Grammarly?

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Yes. I don't have it but Yes.

I heard chatGPT does just the same job but better 😉

I paid for it for about a year. There are some features that I miss but overall I think you can get by without them. It definitely saved me a lot of time and caught some errors that I kept missing. That being said, if grammar is something you struggle with consistently it can be a huge asset!