Automatic Refunds From Hidden Credit Card Benefits
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Kevin William David

Sift - Automatic refunds from hidden credit card benefits

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Sift automatically gets you money back when prices drop and unlocks all the other great hidden benefits that you probably were not aware of! Sift analyzes hidden benefits that are buried in complex credit card policies and files the appropriate claims on user’s behalf, getting consumers back tens of billions currently left on the table every year.

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Charles Magnuson
Doesn't work with an Amazon card from Chase. 🙁 http://ca.mag.cm/0d26113N2Z0C http://ca.mag.cm/003V3R2G1p3o Also, the amount and frequency of push notifications is just stupid. I'm receiving "package delivered" notifications for stuff I received over a month ago. I wish I could downvote this product.
Nick Kwan
@abhinavdubey any comment on this? I'm also a CSR'r like @magnuson (which is prob the most popular card for users of PH tbh), but I am using the Amazon Prime Chase card, and doing a ton of Amazon. Thus, Charles' application is probably the most common out of any use cases considering how much we all use Amazon...
Nick Kwan
@abhinavdubey @magnuson ah, sounds like Chase cards aren't supported. Bummer. https://siftwallet.zendesk.com/h...
Janne Salminen
Maker
@abhinavdubey @magnuson @nwkwan Chase cards are supported and most of the chase card has price protection. However Amazon Chase Card does not offer price protection and thus we can not claim price drops with that. If you would use Chase Sapphire or other chase cards, we would be able to do it even with Amazon purchases
Janne Salminen
Maker
@abhinavdubey @magnuson @nwkwan Also you can personalize the notifications from Profile -> Settings-> notifications settings. Getting notifications for 1 month old deliveries obviously is a bug. We will have a look on that. Thanks for pointing that out
Nick Kwan
@abhinavdubey @magnuson @jannsalm Wow verrry interesting regarding no price protection. Didn't know that. Do you have a gut feeling / real data that shows if the typical price protection refund with Amazon is greater than 4% over time? If so, it'd thus be better to purchase with the CSR (1% back) compared with the Amazon card (5% back).
Wesley Forlines
What guarantees are there that email information isn’t being sold, à la UnRoll.me? Tried to read through terms But Every Word Being Capitalized Made It Super Hard To Read. On the other hand, super excited to try this!
Cole Mercer
No Android yet?
abhinavdubey
Maker
@colemercer coming soon. Web app will probably be available in a few weeks!
abhinavdubey
Maker
Hey PH Community, Thank you, Kevin, for hunting us! I’m Abhinav, one of the makers of Sift. In the words of Apple which featured us in a spotlight editorial story (“Apps For a Happy, Healthy Wallet"): “Find fun in the Fine Print. (Yes, really!) Sift combs through all the legalese that comes with credit card sign-ups and unearths all the good stuff…” Most Americans, who average between two and four credit cards, are aware of their common benefits such as points, merchandise rewards, and travel. But credit card perks are like an iceberg – some of the most valuable benefits are underneath the surface, hidden behind jargon and fine print or are hard to take advantage of. We couldn’t believe that so much money was being left on the table when it belonged in the pockets of consumers so we set out to build Sift! Sift automatically tracks all the benefits on your credit card and then streamlines the claim process for you. Some of the more interesting benefits are price protection, extended warranty and theft and damage protection. There a whole slew of travel benefits such (e.g. car rental insurance, flight delay, baggage loss etc..) which are still in beta but we plan to have things ironed out here over the next month. Feel free to share any comments and questions! Thanks!
ssnacks
@abhinavdubey This is a clever idea. One suggestion it to parse out Amazon returns. No need to annoy the user with items they returned.
abhinavdubey
Maker
@ssnacks thanks for the feedback! It's been on our backlog for a while but we will prioritize this!
Shane Carlson
@abhinavdubey looks awesome. Just wanted to point out the app is pretty buggy. Can't punch in last 4 of any of my CCs. Also swiping between cards and opening detail accordions are unresponsive 50% of the time. Look forward to seeing this shine!
Robin Singhvi
Hi guys, looks pretty slick! But trying to figure out the difference between you guys and Earny and Paribus? I use Earny and it seems to do the same thing that you guys are? Or am I missing something here?
abhinavdubey
Maker
@robinsinghvi Hi Robin - we are different in that we unlock ALL the credit card insurance benefits on ALL the major credit cards (i.e. warranties, returns, theft and damage, trip delay etc...). We support price protection for all the major credit cards and for now we are still free. Hope that helps!
Robin Singhvi
@abhinavdubey Thanks and that is great info! Signed up and taking it for a ride now :)
Jason Weingardt
Been using this for a couple weeks now and just got a check in the mail from my credit card company. Huge fan!
abhinavdubey
Maker
Kal Freese
This is really neat! Does it only work with credit cards? Ie. Not debit
abhinavdubey
Maker
@kallefreese it essentially unlocks whatever benefits are available on your payment type (debit or credit) and also unlocks any applicable retailer policies (e.g. price match, return policies etc..). So say that you have a debit card with no insurance benefits and the price drops for something at Target within their 2-week price match window- we would automatically file a claim on your behalf!
Aaron Myers
Pricing?
abhinavdubey
Maker
@amyers for now it is free. We plan on charging some kind of success fee in the future.
Joey Figaro
Are you guys also shopinbox.io, or did you lift their privacy/terms?
Joey Figaro
Also, everything is capitalized in your privacy/terms - makes it really hard to read.
abhinavdubey
Maker
@joeyfigaro that is our old name/website!
Bilal
In the spirit of trying out new apps on the market, I happened to stumble upon Sift. Love what they are trying to do.. and there's just so much more that they can build on top of this. (Please support AMEX Jet Privileges card.. i had to use my dad's card to use your app :P)
abhinavdubey
Maker
@91bilal Thanks Mohammed we are adding credit cards all the time and will add this to the list! Feel free to emails any other ideas and suggestions to me at abhinav@siftwallet.com
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