Tandem - Expense Sharing

Name: Tandem - Expense Sharing
Rating: 5.0 (1 reviews)

Say goodbye to endless Venmo requests and money fights

5.0•1 review•

738 followers

Say goodbye to endless Venmo requests and money fights

5.0•1 review•

738 followers

•

•

Tandem imports expenses from your cards and allows you to seamlessly track, automate and share expenses with your partner. We were sick of sending constant Venmo requests every week to our significant others, so we built something better. Available on iOS.

Free

Launch tags:Fintech•Money•Personal Finance

Launch Team

Viktor.comAn AI coworker that actually does the work

Promoted

Tandem - Expense Sharing

Maker

Hey Product Hunt! I’m Michelle, Co-Founder of Tandem. My team and I are so excited to share Tandem with you today and get your feedback. 🙂 70% of couples in the U.S. move in together before getting married. Expense sharing is their first financial experience together, but there’s no seamless, modern solution to make this easier. The status quo ranges from clunky and annoying (Venmo + a spreadsheet) to too serious (a joint account). Right now millions of couples are combining their lives in dozens of ways, but living financially separate. Our entire founding team has experienced this pain point first-hand. We know the available options are not what the modern couple wants -- so we built Tandem. Tandem is an iOS app that eliminates the back-and-forth of Venmo, without the need to get a joint bank account or card. Couples can import expenses from their current credit or debit cards, easily select which items to split with their partner, and settle up at any time. ✋It allows you to maintain privacy because your partner cannot see your individual transactions, only the transactions you choose to split with them. ➗You can divvy up expenses however works best for your relationship -- you’re not confined to doing it 50/50. 🔁You can opt to automatically split repeat expenses with your partner. We're also one of the very first apps to offer instant transaction data, meaning the moment you swipe your card at the store, the charge will appear in Tandem ready to be split -- that means no more waiting 24-48 hours for Plaid to refresh your data. Some learnings so far: ✔️If you share > 6 expenses per month with a partner, Tandem is likely a perfect fit for you. ✔️The purpose of the app isn’t to penny pinch your partner for every little expense -- it’s to provide the peace of mind that all your shared finances are tracked in one spot. Many of our couples don’t settle up frequently because they trust everything is accounted for! ✔️Top 5 most split merchants are Amazon, Uber, Trader Joe’s (our users are obsessed with TJ’s, can’t blame them), Whole Foods, and Target. ✔️Since soft launching in the App Store in August, Tandem has helped couples split tens of millions of dollars of expenses. We have a special offer for the PH community for 3 months free of Tandem Premium with code: PRODUCTHUNT3. We hope you try it out and let us know what you think! Get started here: https://usetandem.app.link/ph I’ll leave you with one last question -- how do you currently handle money with your partner? We would love to hear your feedback, what’s worked, and what hasn’t. I’ll be around answering questions or feel free to email me directly at michelle@usetandem.com! - Michelle Links: -------- App Store: https://usetandem.app.link/ph (offer code: PRODUCTHUNT3) Website: https://www.usetandem.com/ TikTok: https://www.tiktok.com/@use_tandem Instagram: https://www.instagram.com/use_ta... Our content TikTok: https://www.tiktok.com/@missmone... Our content Instagram: https://www.instagram.com/missmo...

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3yr ago

Insight7

@michelledearxox congrats on your launch 🚀 Would definitely try it out with my partner

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3yr ago

SaaS AI Tools

Hey Michelle, grats on the launch here! Tandem looks nice and simple! 🔥 Wondering if you have a roadmap or any plans for Android?

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3yr ago

Tandem - Expense Sharing

Maker

@saasdesigner Great question - Android is in progress! We totally get the pain point there. Hoping you'll circle back to us when Android is launched

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3yr ago

SaaS AI Tools

@brentemi Thanks, Emily!

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3yr ago

Tandem - Expense Sharing

Maker

@saasdesigner so glad to hear it, Bren! Android has been highly requested and we're hoping to have it out as soon as possible!

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3yr ago

Tandem has been a game changer for me and my boyfriend. Not only is it handy for the day to day tracking of our expenses, but it makes it easier for us to have healthy, honest money conversations. We can actually see how much we're spending on activities, travel, food, etc. Super happy we have Tandem and excited to see what features they roll out next!

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3yr ago

Tandem - Expense Sharing

Maker

@hannah_foley Thanks Hannah! I love the feedback and we have some incredible features coming up on the roadmap!!

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3yr ago

Tandem - Expense Sharing

Maker

@hannah_foley love to hear it, Hannah!! that's exactly what we're trying to incite with our first product -- eliminate the awkwardness of money convos!

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3yr ago

Tandem - Expense Sharing

Maker

@hannah_foley Thank you for the feedback! This is exactly what my fiance and I were saying as well. It's a great tool. Can't wait to show you what we have next!

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3yr ago

TWiStartups- This Week in Startups (Matt Epstein, Zenefits VP Marketing)

Love that you are one of the first apps with instant transaction data, what have been some of the biggest surprises you’ve run into since launching?

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3yr ago

Tandem - Expense Sharing

Maker

@jefielding Thanks Jenny! One of the more surprising aspects is the large population of users that choose not to settle frequently. Tandem is mainly a tool to ensure things are equitable and many users opt to let the ledger run until they go on a trip or make a major purchase to actually pay each other.

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3yr ago

Tandem - Expense Sharing

Maker

@jefielding thanks for the feedback, Jenny! @dan_couvreur point is great. Another surprise has been users have found a lot of subscriptions they had both been paying for (like Amazon, HBO, etc.), so it has saved them some money!

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3yr ago

Osaurus

This is pretty cool — like a mobile-first Splitwise? How do you identify the source of transactions? I find that that's one pain point of credit card transactions... it's often hard to tell what an expense or transaction was, especially for Amazon or Shopify orders!

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3yr ago

Tandem - Expense Sharing

Maker

thanks so much @chrismessina !🙂 we built Tandem to be quicker and more convenient than Splitwise -- no manual entry required because Tandem integrates with your cards and pulls in your transactions as they happen (then you choose which to split), and you can also automate the expenses you wish to split. Splitwise still requires expenses to be entered manually after referencing credit card statements or spreadsheets (given their focus is mainly on friends/roommates, this somewhat make sense because they don't have highly recurring, shared expenses like couples do). In Tandem, you can click into each transaction and see the specific card or account it's coming from, date, amount etc. but to your point you cannot go a level deeper just yet to see what was specifically in that transaction (say a big Amazon or grocery purchase). It is something we are looking into implementing, but candidly hasn't been a huge complaint from our users at this point. Really appreciate the feedback!

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3yr ago

Sign me up! 💸 Love that you're not constrained to splitting bills 50/50 and can choose what works for you.

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3yr ago

Tandem - Expense Sharing

Maker

@charlottemara27 yes!!!👏 intentionally customizable for every relationship. excited for you to try it out!

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3yr ago

Tandem - Expense Sharing

Maker

@charlottemara27 Flexibility is the key! Different splits for every relationship!

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3yr ago

Product Hunt

A perfect app for couples and would have come in handy when I was dating my wife :) I remember you showing me Tandem's demo in April last year, and I am super proud to see all the momentum and progress. Congrats Michelle and team!

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3yr ago

Tandem - Expense Sharing

Maker

@5harath Thank you so much Sharath! We've been hard at work!

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3yr ago

Tandem - Expense Sharing

Maker

@5harath ah thanks so much for the feedback, Sharath! It has been an exciting journey :) excited for the next demo to show you!!

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3yr ago

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