Hi Product Hunt, I'm Ihor, building EveryPenny solo from Kyiv. I made this because I'd tried nearly every budgeting app and each failed at the same thing: my money lives in a few banks and more than one currency, and none could show me one honest total in the currency I actually think in. The best one couldn't even change its base currency, and it didn't reconvert old transactions at the rate from when they happened, so my history slowly started lying to me. So EveryPenny does two things I couldn't find together anywhere: one total across every account in a base currency you can switch anytime, and historical totals that don't drift, because the FX rate is snapshotted per transaction rather than applied live. It connects EEA banks via PSD2 open banking (plus Revolut, Wise, and Monobank in Ukraine), finds recurring subscriptions automatically, and is read-only by design; it literally cannot move money. No ads, no data resale. It's finishing up before the App Store release, so this is a Coming Soon page. If the multi-currency mess sounds familiar, I'd genuinely love to hear how you handle it today. Happy to answer anything.

EveryPenny

Every bank and currency as one honest total

Every bank and currency as one honest total