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Finamie
Speak your expenses and get instant spending insights
153 followers
Speak your expenses and get instant spending insights
153 followers
Finamie turns your voice into detailed financial insights, automatically. Log expenses hands-free, track your spending, and understand your money like never before.
Finamie
the "type a note for a week then stop" problem is real and voice is the right fix for it. what I'm curious about is the correction flow, since parsing is never going to be 100%. if I say "thirty five for lunch" and it hears "thirty five fifty" and files it under the wrong category, how many taps does it take to fix that transaction after the fact? that gap between "voice capture is fast" and "fixing a misparse is annoying" is usually where habits like this quietly die a second time.
Finamie
@galdayan Great question, honestly this is opening my eyes to a gap I hadn't really tackled head on. Right now correction is basically: tap the transaction, manually edit the amount or category, save. So it's the standard few taps to fix, not a "no, I meant X" one-tap flow. That's fine if you're already fluent with the app, but you're right that this is exactly the kind of friction that kills the habit a second time, especially when the whole pitch of voice is not having to think about the UI at all.
I really appreciate you naming this so precisely. "Voice capture is fast, but fixing a misparse is annoying" is a much sharper way to put the risk than how I'd been thinking about it. It's pushing me to treat the confirmation right after parsing as its own moment, like showing "heard: $35, Food, tap to fix" immediately after capture, instead of making people go hunt down the transaction later. I'm going to spend real time on this before pushing voice capture further. Thanks for calling it out, truly.
@santi_mml that confirmation-as-its-own-moment framing is exactly right, and "heard: $35, Food, tap to fix" is such a small UI change for how much trust it'd buy back. good luck with it, this is the kind of detail that decides whether people stick with voice past week one.
Voice-logged expenses require some level of audio processing, either on-device or in the cloud. For something handling financial data, where does the audio go after you speak, is it processed locally, sent to a cloud speech-to-text provider, or something else? And what about the expense data itself, like who has access to your spending history and what happens to it if you delete your account?
Finamie
@ansari_adin the audio data is anonymously stored temporarily while the transaction is processed and then is deleted soon after. There’s a process using a machine learning model to transcribe, and then an LLM to interpret, all happening within the own hosted process. When you delete your account all data regarding your account like transactions is deleted from the system.
Voice capture is the one thing that keeps me tracking expenses for longer than two weeks. Do categories come predefined or is it a blank slate? And I would love to know if there is a monthly summary that shows spending patterns over time, because a raw transaction list is where most finance apps lose me after the first week.
Finamie
@leo404 For now categories do come predefined (which is something that will be opened to customizable soon). And yes the most special thing about the app is the personalized analytics where you can find things like a monthly summaries. Thank you for asking!
The record-before-signup design is a good call, that's usually where onboarding friction kills interest before anyone even sees the value. What happens to that anonymous data once someone does create an account? Does it migrate into the new account, or does signing up mean starting the transaction history over?
Finamie
@raffay_sajjad It does get assigned to your new account, no data is lost, its just assigned to a temporal account while you onboard! Thank you for asking!
I heard that a recent court ruling required Apple to give AI access to its platform. Is it still not possible for AI to navigate apps on its own (banking apps, in this case) and collect that information? I can have up to 100 purchases a month across multiple cards from different countries. Entering all of that manually is very difficult, and that's what I see as the biggest problem.
Finamie
@natalia_iankovych That's on our radar. The realistic path there (I think) isn't in AI clicking around inside a banking app, but it's connecting through Open Banking APIs / aggregators. Appreciate the push though, worth us digging into more seriously.
Sorry I don't get it. What is it? Speech to text with database of what I spent?
Finamie
@landsman The most special aspect of this app is it gives you personalized analytics based on your recorded transactions