Petal

Falsely advertised as a “no fee” card and then began charging fees after two years of on time payments and <10% credit utilization rate. Avoid at all costs, they take advantage of people with little credit history.

Scam company that should be avoided at ALL costs. Customer service is terrible, very shady business practices and they huge risk to personal information security (they are basically phishing scam and an identity thief's dream). Ultimately any association with Petal will hurt your credit. Avoid these scammers, they won't be around long.

Petal lowered my credit limit stating that it was due to my credit score dropping which isn’t true I have always paid my bills early and always in full I have a $0 balance on this card and have for some time to make it even more insulting they owe me $18.00 the biggest problem with them is this will affect my credit score! This is not the first problem I have had with this company but it will be my last

During the application process, there was an error and the site was unable to pull information from my credit union. I was automatically rejected due to the fact that my "cash flow information is insufficient." I tried multiple times to get help over the phone, explaining to them that I was rejected due to a failure on their end because there was an error in retrieving information from my bank. Unforunately, it was difficult to communicate this to them because none of the representatives were fluent in English, and they were very rude as well. I was instructed to email them, and after several days, I finally received an email that stated I was not eligible to reapply because I was already rejected. I explained the situation again, and I was told that I cannot reapply regardless. I am extremely unhappy with this company's shortcomings and horrible customer service. Don't waste your time like I did.

The due dates should be the same as most any other credit card if it’s not changeable which would be the second or third of the month as it is every account that they have I was told payment is due on the 26th of the month that is absolute craziness every other bill out of the 30 credit cards that I have is customizable