The competitive advantages of SmartCredit.io architecture.
V.S.
The standard DeFi Lending / Borrowing protocols.
FEATURES:
- A regulatory proof, robust token model. All other pooling platforms custodial & non custodial face impending bureaucratic challenges. SmartCredit.io doesn't pool clients assets, which means no regulatory risks; and a sound future for SC.
- Fixed-interest borrowing. 90% of real-world borrowing is NON-fluctuating (fixed), while 90% of DeFi loans are fluctuating. SC is the stable solution.
- The founders are not anonymous like many DeFi projects (See more info below).
- Onramp / offramp fiat conversion onsite, supporting nearly 20 fiat currencies.
- Widget integrations for seamless Dapp interactions on any webpage.
- The ONLY peer-to-peer platform in lending & borrowing on DeFi.
- Reduced volatility via Personal FIF (Fixed Income Funds).
- A proprietary Crypto Credit Score system.
- No KYC required. Multi-wallet support.
- Credit risk management integrations.
- Low collateral ratio for borrowers.
- A fair referral program.
- Native token utility,
some features include . . .
1. Exclusive tiers, providing better benefits for longterm platform users!
2. Borrower's can improve their credit-score with SmartCredit token!
3. Pro+ users can use SC token as collateral simultaneously staked!
4. Stake SmartCredit tokens to earn circa 46-75% APY!
5. Staked users receive lower interest rates!
THE HIGH LEVEL ROADMAP:
- Release 1.1.1 - mobile support, Metamask, Walletconnect login, rewards system, referral system (Released).
- Release 1.2 - staking, credit-lines, NFT's for collateral, fiat conversion, & widgets (soon to be released).
- Release 1.3 - sidechains support (WIP).
- Release 1.4 - cross chain collateral (WIP).
KNOW THE CREATORS:
- The founders have both 10+ year banking experience (Credit Suisse).
- The founders have both 9+ years crypto experience.
- Martin (CEO) has launched globally 4 successful products.
- Tarmo was Chief Architect of Finnova (largest Swiss Banking Platform).
- Martin and Tarmo are both Charted Financial Analysts (CFA-s).
Plus. . . Weekly informative AMA's from the professional founders of SmartCredit.io
Join the community here:
https://t.me/SmartCredit_Community
Be your own bank today!
https://onboarding.smartcredit.io/signup/264654
