Reviewers largely see Splitwise as a dependable, easy way to track shared expenses for trips, roommates, teams, and group events. They repeatedly praise its flexible split options, quick expense entry, clean interface, stability, and clear settlement of group balances. But sentiment turns sharply around the free tier: several long-time users say daily transaction caps and short ads make it frustrating, push too hard toward Pro, and even affect groups when some members do not pay. A few also note unclear expense distribution, profile friction, and limited currency controls.
