Launching today
SuperMoney
Receive actionable financial tips to save money & wipe debt
112 followers
Receive actionable financial tips to save money & wipe debt
112 followers
An AI personal finance app that goes beyond tracking. SuperMoney surfaces money-saving actions—optimize debt, spot better options, and stay on plan—so you always know what to do next.
SuperMoney
👋 Hey Product Hunt, I'm Miron, founder of SuperMoney.
Nearly 9 in 10 Americans started 2026 feeling financially stressed, according to the National Endowment for Financial Education.
My wife and I were part of that statistic coming out of college, buried in debt. I became obsessed with tools like Mint, but frustrated that you couldn't actually compare financial products side by side with any real transparency.
So in 2013 I started SuperMoney as a financial product reviews marketplace. I thought it was wild that no one had done it.
Fortune 500 companies apparently agreed, sending us cease and desist letters in the early days. We kept going anyway, and it took off.
By 2017 we were already sketching out what an AI financial advisor could look like internally. The problem we kept coming back to: traditional financial advisors operate on an assets under management model, so they're built for the top 1%.
Everyone else is dealing with real financial stress and getting no guidance at all.
The prototypes never quite got there. When LLMs arrived, we knew it was time to actually build it, and give people something most of them have never had: genuine financial calm.
That's what today is. Ten years in the making.
The SuperMoney App connects your accounts and actually does something with the data. Not just pretty charts. It:
Builds your budget, tracks your spending, sets goals, and suggests what to do next to achieve them.
Serves you a feed of insights based on what's actually happening in your finances.
Surfaces lower rates on your existing loans and smarter debt paydown paths. Real savings, not just insights.
When you have a question, you can ask it directly. The AI knows your accounts, your credit, your loans, and your goals, so the answers are actually relevant to you, not generic advice you could Google.
If you earn good money but still feel financially overwhelmed, this was built for you.
Try it free for 2 weeks. If you do, I'd love to know: what would you want us to build next? 🙏
Product Hunt
SuperMoney
@curiouskitty Love this question because it's the right one to ask.
The honest answer: the smallest change that makes SuperMoney stick is a single weekly check-in, not a new daily habit. If you're already organized, we're not trying to replace your system. We're trying to be the layer on top that tells you when something in your financial life deserves attention and what to do about it.
A realistic first 7 days:
Day 1 (15 min): Connect your accounts, let the AI build your first budget, and make it yours in under 15 minutes.
Days 2-4: Nothing required. Let the AI work. You might get a nudge about a goal or a fresh insight, but no pressure to act.
Day 5-7: One decision. Not ten. Just respond to the single highest-value recommendation SuperMoney surfaced. That's the habit we're trying to build: see insight, evaluate it, act or dismiss it consciously.
What "sticky" looks like after week one: You stopped second-guessing whether you have the best rate on something because you know SuperMoney will tell you if you don't. That's financial calm in practice.
If your spreadsheet is still open, that's fine. We just want to be the thing that tells you when the spreadsheet needs updating.
@curiouskitty Adding to what @miron_lulic said — the stickiness also comes from the fact that your bank app shows you what happened — Sense AI tells you what to do about it.
SuperMoney
@curiouskitty Great points from the team. From my background in planning, the smallest change that sticks is moving from defense (tracking old spend) to offense (acting on real-time insights).
Success in week one is realizing you’ve spent practically zero minutes on data entry and 100% of your time on clarity. This opens up the mental capacity to actually strategize. Instead of being a data entry clerk for your own life, you finally have the space to be the architect of your financial future.
How do you protect user data and what is your USP?
SuperMoney
@viktorgems Great question!
On data protection, SuperMoney is built with security at every layer:
Your AI never sees your identity. Our AI analyzes your finances without accessing personally identifiable information.
Bank-grade encryption. Your data is protected at rest and in transit with 256-bit encryption.
Independently audited. SOC 2 Type II certified for the last 3 years, a rigorous ongoing audit that very few companies achieve.
No sharing without your consent. Your data is never passed to third parties unless you explicitly allow it (e.g. to receive a loan rate quote from an integrated lender like Citi Bank).
Full control, always. Disconnect accounts or delete your data anytime, no questions, no friction.
On what makes us different: Most financial tools either show you generic product lists or just track your spending. SuperMoney combines 10+ years of real financial product data with an AI advisor that actually tells you what to do and why, based on your specific profile.
Not just pretty charts. It:
Builds your budget, tracks your spending, sets goals, and suggests what to do next to achieve them.
Serves you a feed of insights based on what's actually happening in your finances.
Surfaces lower rates on your existing loans and smarter debt paydown paths. Real savings, not just insights.
When you have a question, you can ask it directly. The AI knows your accounts, your credit, your loans, and your goals, so the answers are actually relevant to you, not generic advice you could Google.
Think of it as the difference between a comparison spreadsheet and a knowledgeable friend who knows your situation and gives you a straight answer.
We call it financial calm: less anxiety, less guesswork, better outcomes.
SuperMoney
@viktorgems To add to the data security point. We intentionally built the AI so it never sees who you are. It analyzes your financial patterns but has no access to your SSN, or account numbers. That was a non-negotiable for us from day one.
On what makes us different — Most apps do one thing: track your spending, or check your credit, or show you product offers. We combine all three — full visibility into your accounts and credit history, an AI that actually thinks through your situation the way a financial coach would, and a marketplace where you can act on those recommendations immediately. That trifecta is what turns "here's what's happening" into "here's how to do it right now."
minimalist phone: creating folders
This could be translated into many languages to make more people across the globe financially aware. 🫠
@busmark_w_nika 100% agree — that's the long-term vision! We're starting with the US first to get the experience right, but expanding globally is definitely on the roadmap. Thanks for the support!
SuperMoney
@busmark_w_nika We absolutely want to make the product available in more countries.
SuperMoney
@busmark_w_nika Absolutely! We're working on that. In fact, SenseAI is already pretty good at answering financial questions in other languages.
SuperMoney
Hi Product Hunt! So excited to be live. 🚀
Since I started out as a CFP I've wanted to make high-end financial planning accessible to everyone, not just the wealthy. Our team has been building toward this for 10 years, and I’ve loved helping bake real financial logic into Sense AI. I’ll be here all day to answer any questions you have. We’re looking forward to your honest feedback!
Hey Product Hunt! 👋
Excited to finally have this out in the world! I worked on the AI chatbot — the piece that lets you ask real questions about your money and get answers based on your actual financial picture.
If you try it, I'd love to hear what surprised you (good or bad). Here all day to answer questions!
SuperMoney
👋 Hey Product Hunt! So excited to finally share SuperMoney App with this community.
We've been building toward this for over a decade, starting as a financial product comparison platform and now evolving into something that actually tells you what to do with your money, not just what's happening.
The AI doesn't just surface data. It thinks through your situation and gives you a clear next step. That's what we couldn't find anywhere else, so we built it.
Happy to answer any questions about the product, the journey, or the vision. Let's go! 🚀