Twine

You have to crawl through 14 pages of the advisory client agreement to find out that there's an insane 0.6% annual program fee, and you can only see this after you've spent ten minutes setting up your account. That fee is more than double any comparable app. Incredibly shady.

Really excited to start using Twine. I have been looking for a good way to invest/save passively for a while now. The fees are negligible and free withdrawals are nice. The set up flow was fairly informative too. Hopefully the rest of the experience using the app is as good as the onboarding.