UnitPay
Price, bill, and prove value for your AI product
248 followers
Price, bill, and prove value for your AI product
248 followers
UnitPay is the monetization OS for AI companies. Design pricing, run usage-based billing, track inference costs and margins in real time, and show every customer the value they're actually getting — all in one system. Built ground-up for AI-native products: credits, hybrid pricing, per-token metering, cost tracking. Free until you hit $500K ARR.
UnitPay
Thanks @fmerian for hunting us! 🙌
Hey Product Hunt 👋
I'm Vijay, founder of @UnitPay . Ex-CTO, and I spent the last two years buried in billing infrastructure. One thing I know for sure now: building an AI product has never been easier. Charging for it is still painfully hard.
Credits, usage pricing, free tiers, entitlements, "wait, what if they upgrade mid-cycle with a negative balance?" 😅 It's a second startup hiding inside your startup. Most teams burn ~6 months on this before making their first dollar.
We compressed that into minutes.
⚡ The proof: our demo is literally a Lovable app. We added complete credit billing to it in 10 minutes. Go poke it, break it, check the ledger math.
UnitPay handles the whole monetization layer:
💳 Credits, metering, and usage billing in real time
🔐 Entitlements, so every request gets an instant "do they have access?" answer
📊 Margin tracking: what each customer costs you, not just what they pay
🧾 Value receipts that show customers the value they got, not just an invoice
💚 Free until you hit $500K ARR. No card, no clock. We only win when you win.
We'll be here all day. Ask us anything, roast our pricing, tell us what's missing.
But first, be honest: what's your billing stack right now? Homegrown, Stripe duct tape, or a spreadsheet you're ashamed of? 🔥
@fmerian @vijay_gorfad2 Nice launch, Vijay. Quick honest question; what’s the single billing problem that’s keeping you up at night right now? If you could wave a magic wand and fix one thing today, what would it be?
UnitPay
@swati_paliwal there are many problems to be fixed, but this is belt and suspenders things, companies should focus on product not billing
UnitPay
@swati_paliwal there are many problems to be fixed, but this is belt and suspenders things, companies should focus on product not billing
@fmerian @vijay_gorfad2 Usage-based billing always looks clean in the demo and then falls apart on refunds, disputes, and the customer who swears they were charged for calls they never made. From the buyer side, the vendors I keep are the ones who can show a line-item breakdown a non-technical finance person can actually reconcile. Does UnitPay expose that audit trail to the end customer, or only to me as the operator?
@fmerian @vijay_gorfad2 The free until you hit 500k ARR caught my attention so it's really good for early-stage startups, What kind of company do you think gets the most value from UnitPay?
thw lovable demo is a nice touch checked the ledger math and it holds up nicely. wishing you guys a massive launch day today👏qq can we map different credit burn rates for fast vs slow models directly in the dashboard?
UnitPay
@priya_kushwaha1 credit burn rates are available on organisations and users both
@vijay_gorfad2 Congrats on bringing UnitPay to PH! 🚀
For teams with an existing app already using standard Stripe subscriptions, how heavy is the lift to layer UnitPay on top for usage-based credits? Is it plug-and-play alongside Stripe, or does it work best as a complete replacement for the billing pipeline?
UnitPay
Congrats on the launch! Billing infra is such an unglamorous but critical piece — we went through our own webhook-idempotency + subscription-state-sync headaches wiring Stripe + Lemon Squeezy for CancelKit's save-offer flow, so I have a lot of respect for anyone tackling usage-based/per-token billing at this level of complexity. Does UnitPay handle its own webhook retries/idempotency, or does it sit on top of Stripe's?
UnitPay
The part that matters for anyone shipping AI is per-token metering tied to real inference cost and margin in one ledger — most teams bolt Stripe on and never see unit economics until the invoice lands. My one edge case: when usage settles late (an async/batch job whose token cost only resolves hours after the request), does UnitPay reserve credits at request time, or reconcile against the balance at settlement — and what happens if that settlement pushes a prepaid customer negative mid-cycle?
Hey @vijay_gorfad2, congrats on the launch. I like the AI summary links on the website, cool touch.
I modeled some customers to give you some feedback:
One of the most common feedback points was that users want automated GAAP compliant revenue recognition mapping that syncs usage to their accounting tools like QuickBooks, Xero, and Sage.
A number of users report already using Stripe's Metronome (metronome.com) for AI based usage billing, but uses with data sensitive products (like medical AI) say they would switch to a product that offers a self-hostable VPC gateway option with local event masking.
Vijay — the line in your intro that jumped out was "what if they upgrade mid-cycle with a negative balance." I run WinBidIQ (AI bid intelligence for U.S. federal contracts), and we meter AI-generated proposal drafts plus daily federal opportunity data pulls per customer. Our version of that problem is fiscal-year-driven usage bursts: a customer can blow through a month's credit allotment in one week chasing an RFP deadline, then go quiet for three. Does UnitPay support any kind of temporary overage/grace buffer before hard-stopping at zero balance, or is it strictly prepaid-and-cut-off?